Disclaimer

AMA Risk is the aviation, marine, aerospace, and specialty commercial insurance practice led by Bryce Lockerson. Insurance services are provided and placed through Cothrom Risk & Insurance Services. AMA Risk does not independently bind coverage, issue policies, or act as an insurance carrier. Coverage is subject to carrier underwriting, policy terms, conditions, exclusions, applicable licensing requirements, and market availability. AMA Risk supports commercial insurance clients throughout the United States through Cothrom Risk & Insurance Services, subject to applicable licensing, carrier appointments, and surplus lines requirements where applicable.

No coverage may be bound, amended, extended, or confirmed through this website, email, voicemail, text message, or form submission. Coverage is subject to the actual terms, conditions, exclusions, endorsements, limits, and underwriting approval of the applicable policy and carrier.

Website content is provided for general informational purposes only and should not be treated as legal, tax, regulatory, or coverage advice for any specific situation.

Contractual indemnity, additional insured, waiver, regulatory, ITAR, FAR/DFARS, maritime, aviation, employment, and other legal obligations should be reviewed by qualified legal counsel. AMA Risk may review contracts from an insurance-program perspective, but does not provide legal advice.

Claims advocacy does not replace legal counsel, public adjusting, carrier claims handling, or any required notice obligations under a policy. The role of AMA Risk / Cothrom Risk & Insurance Services is to help the insured organize information, communicate with relevant insurance-market participants, and understand how the policy may respond, subject to the actual policy language and facts of the claim.

Submitting a form, uploading documents, or requesting a review does not create a client relationship, bind coverage, guarantee a quote, guarantee market access, or guarantee any claim or underwriting outcome.

While we work to keep website content current and accurate, we make no warranties about the completeness, reliability, or accuracy of the information on this site.

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Insurance services are provided through Cothrom Risk & Insurance Services, subject to applicable licensing, appointment, underwriting, and carrier requirements.